I guess it happens to the best of us.
I put a lot of stuff on my credit card at the end of the year. Stuff like joint gifts (so I could get paid back before even paying the bill) and charitable donations (since I am getting married this year and probably won’t be able to give away above the $10K deduction, I put part of 2009 charity on the credit card so it could be deducted in 2008 but not be paid until 2009). The balance is the highest it has been since I nearly maxed it out during my move to LA 3.5 years ago.
I didn’t forget to pay it or anything, so at least I’m not paying interest or late fees on $3000 worth of stuff. And I have the money to cover it, it’s all planned purchases and budgeted amounts.
But my credit card is linked to Chad & my joint account. I accidentally paid it with that.
Now with rent coming due, we have $186 left in the account.
Luckily Chad noticed!
I am so smooth.