2012 was a year of great uncertainty. Last January, we weren’t sure when Chad would finish school, if he’d find a job, if we’d buy a house, etc. You all remember when Chad got his job offer, so at least that’s one question answered. We’ve deferred the house hunting until 2013, though, so the uncertainty isn’t going away any time soon (have you ever tried to make a budget without knowing how much one of your major expenses will cost? It’s impossible!).
This was a year of mixed blessings. Chad got a new job, but his commute currently takes about an hour. We bought a new car, but we struck a compromise between my insistence on fuel efficiency and Chad’s desire for space, with the result being that I think the car is a gas-guzzler and Chad thinks it’s too small. I still enjoy my job, but I had a promotion get turned down and I’m struggling with some bitterness about that.
I don’t mean to sound ungrateful. We got to take a couple of great vacations this year, and we’ve been visiting family more than ever. I never want to forget that I am very lucky and my complaints are really very small.
Overall, I had a good year. But I’ll be honest – I didn’t look at my goals at all this year. I should start doing a review at least halfway through the year. I met my financial goals (which is probably just the result of setting conservative goals and having a higher income) but epically failed on being the kind, charitable, minimalist type of person I want to be. Below, a summary.
1. Max out retirement accounts.
I maxed out my 401K, and we currently have money set aside for our Roth IRAs. I have just been lazy about actually making the desposit! Chad doesn’t become eligible for his company’s 401K until late 2013, so no deposits made to his.
2. Save/earmark an additional $15,000.
We put just over $45,000 into savings, but $30,000 of that was money we took out to pay for the car. I feel OK about this number since Chad only worked part of the year and because we cashflowed all of the things that were supposed to be earmarks.
I’m going to be honest – this was a strange goal when I set it. That said, I can’t really complain about our savings account balances.
3. Stay under personal budget.
I haven’t run the numbers for December yet, but I’m pretty sure I came in under this budget item despite higher spending on fitness stuff (yoga classes are expensive, yo!) and books/music.
4. Donate $100/month to charity.
I set aside the $1200, but I’ve found it hard to pull the trigger on any one charity. Charities I’ve donated to in past years just keep sending me fundraising information. I’m have so many address labels (with my maiden name), calendars, stickers, etc. I’m a little bit grossed out by it all, to be honest. I’ve been wanting to find a charity that’s not spending their money on mailings and salaries, but even Charity Navigator isn’t really helping me.
I’m weighing several options for using this money, but that’s a topic for another discussion…
1. Get at least 4/5 on my year-end review.
I got a 5/5, but it was bittersweet because of #2.
2. Ask for a promotion.
Asked for it, and it got rejected by a nameless executive who has no idea what I do.
I tried to write a post about this several times. I’m struggling with a lot of bitterness about it. Our department had a LOT of turnover this year, and my bosses leaned on me very heavily, counting on me to do work far above my current level. So when the promotion got rejected, it was pretty demotivating. I’m embarrassed, because I really think I deserve the promotion, so this made me feel as though I’ve overestimated my abilities. My bosses have promised me a promotion in 2013.
3. Train on at least one new task/discipline.
Done, in spades.
1. Work out 4 days per week.
Done! There were a few weeks where I might have worked out 3 times, plus there was a two-week period where I was on crutches and didn’t work out at all. Still, I’m pleased with how well I did this year, and I have actual muscle tone in my arms for the first time… ever.
2. Take an extra yoga class.
I have definitely taken a lot more yoga classes this year! I abandoned the cheaper 8-week series in July for multiple reasons, but I found another studio with awesome classes, even if it costs quite a bit more than $5/class.
2013 will include more yoga goals!
3. Set one food-related goal per month.
I’m going to be honest – I totally forgot about this goal until I reread my 2012 goals post! I know I made them for a few months, but consistently failed to meet them. Then I think I stopped, and never restarted.
1. Work 15 hours for a non-profit.
I didn’t do this AT ALL. The animal shelter that I decided on wasn’t taking new people in January, and then I just… never looked again.
2. Read 100 books and jot down a quick summary/review.
I read about 80 books (which is close to my 2011 total) and created a GoodReads account and started off the year jotting down note in a small diary. And then I left the diary at my sister’s house. And then I basically avoided the internet for a few months. So, fail all around!
3. Institute a one-in-one-out shopping rule.
I explained earlier about my weight loss this year. I still think it’s temporary (and my unhealthy holiday eating habits might have pushed me back up!), so I haven’t donated anything. I have put some things into storage, but I don’t think it counts.